okay so the SSA's retirement system is actually soiund....but but but ...what about its disability payment system

"The typical DI beneficiary is in his or her late 50s — 70 percent are over age 50, and 30 percent are 60 or older — and suffers from a severe mental, musculoskeletal, circulatory, respiratory, or other debilitating impairment. His or her earnings fell sharply in the years before applying to the program. Only a minority of beneficiaries can do any work, and even fewer are able to do substantial work (enough to support themselves without help), studies generally conclude"




of course the word here is not "work"
as in do ANY  work

 but get ANY  job

 and obviously
  the training and attention on the job
to learn how to hold on to it

great job based  society we got  here

if you are easily and costlessly exploitable

otherwise

  you get benched

and your fellow jobsters pay you a "retainer"