health cost increases moderate ?

"The 4 percent increase in 2013, for example, still more than doubles growth in inflation (1.1 percent) and wage growth (1.8 percent) over the same time period.

 While monthly premiums are growing slower, the Kaiser Family Foundation data  shows a steady rise in deductibles, the amount that an insurance costumer must pay out-of-pocket before their benefits kick in.

This is especially true among businesses with fewer than 200 employees, where 58 percent of workers are enrolled in plans with a deductible over $1,000, up from 49 percent in 2012.  At companies of all sizes, the number of workers in high deductible plans has more than tripled since 2006.